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How It WorksUnderline

You're in charge, you grow

With MyHives, money stays simple, smart and shared.

1

Pick Your Hive

Download the app and open an account in two minutes (DigID or passport selfie).

Public Hives: Our insurance-style savings pot—pool cash, get cover (funeral, repatriation, Freedom-Fund) and share any surplus.
Private Hives: save with friends or family for your own goal.
Pick Your Hive mobile interface

No Paperwork, no Rejections just people building Wealth together.

2

Bee Wallet

Save while you tap

Set a tiny percentage on every purchase.

Every coffee, tram ride or bol.com order slides straight into your savings.

You were spending anyway—now your balance grows with it.

Bee Wallet savings interface

Save while you tap

3

Emergency Wallet

Cushion the below

After three steady months you can pull out 2x your balance in a crisis.

No begging, no forms, no stress.

Never tap it? You earn bonus interest—loyal saving pays.

Emergency Wallet interface

Cushion the below

4

Buzz

Learn & Earn

Three-minute money lessons.

Collect points, badges and fee discounts.

The smarter you get, the bigger your gain.

Buzz learning interface

Learn & Earn

Year-End Bonus

Few claims this year? We pay the surplus out on 31 December.

Old-school insurers keep the cash; we send it back—with extra.

People celebrating with hands up

Your Next Move?

Stop feeding systems that give nothing back.

Grab the MyHives app and put your euros to work for you.